Should you Worry About the Markets Falling?

October 15, 2014 : 2:59 PM

Markets Rise and fall The markets have fallen significantly of late which in all honesty is not that much of a surprise given that they were nearing all time highs just before this latest fall. However as the chart below … Read more

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Should I Invest in UK or Global Shares?

September 15, 2014 : 2:00 PM

Deciding on whether to invest in UK or Global shares through investment funds is a question I get from many investors. The natural inclination for many I have seen is to invest primarily in UK funds. This I suspect has … Read more

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How Much Should You Save From Your Income

September 8, 2014 : 10:22 AM

This is a question I get asked all the time and one that I often work through with clients. The low cost Financial Surgery we offer provides an excellent opportunity to run through this with an adviser who can ‘do … Read more

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Should you Buy an Annuity with Your Pension?

August 22, 2014 : 4:56 PM

When you reach retirement age or are approaching retirement your thoughts will naturally turn to what to do with your Pension. If you have been good and saved up a substantial amount inside your Pension then you now have the … Read more

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How Much Do I Need in My Pension?

August 4, 2014 : 2:16 PM

This is a question you should ask yourself if you have never done so. Too many people put money away in a Pension, a nominal amount or an affordable amount, without any real attention paid to what that means. Putting … Read more

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Higher Rate Relief on Pension Contributions

July 28, 2014 : 4:50 PM

According to figures from the Taxpayers Alliance, the average family will pay over £650,000 in tax over their lifetime. But, if you are in the 25% of highest incomes of £80,000 a year your tax is double at £1.3m. Naturally … Read more

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DIY Investing

July 21, 2014 : 5:35 PM

I speak to a lot of investors that have previously managed their own portfolio. It is incredibly popular in the UK, as I imagine it is in other countries. We all fancy a dabble now and then, and picking investments … Read more

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State Pension Options on Retirement

July 14, 2014 : 10:49 PM

When you reach the State Pension age and have the opportunity to take your well earned State Pension, there are essentially two options: 1) Take it. 2) Don’t take it. If you take it, you will begin to earn whatever … Read more

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5 Questions to Ask your Financial Adviser

July 7, 2014 : 4:12 PM

Many financial adviser client relationships are built on a long term, personal basis and include a lot of trust. If you have or are looking for an independent financial adviser then choosing the right one means different things to different people. … Read more

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Child Trust Fund (CTF) to Junior ISA Transfer

June 30, 2014 : 2:56 PM

The Government has finally confirmed that Child Trust Funds (CTF) will be permitted to transfer into Junior ISAs. The confirmation had been expected to come in the recent Autumn statement, but was disappointingly omitted. However George Osbourne said the transfers … Read more

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