Higher Rate Relief on Pension Contributions

July 28, 2014 : 4:50 PM

According to figures from the Taxpayers Alliance, the average family will pay over £650,000 in tax over their lifetime. But, if you are in the 25% of highest incomes of £80,000 a year your tax is double at £1.3m. We … Read more

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DIY Investing

July 21, 2014 : 5:35 PM

I speak to a lot of investors that have previously managed their own portfolio. It is incredibly popular in the UK, as I imagine it is in other countries. We all fancy a dabble now and then, and picking investments … Read more

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State Pension Options on Retirement

July 14, 2014 : 10:49 PM

When you reach the State Pension age and have the opportunity to take your well earned State Pension, there are essentially two options: 1) Take it. 2) Don’t take it. If you take it, you will begin to earn whatever … Read more

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5 Questions to Ask your Financial Adviser

July 7, 2014 : 4:12 PM

Many financial adviser-client relationships are built on a long term, personal basis and include a lot of trust. There is an element of feeling safe with what you know and being comfortable with the status quo. The only issue I … Read more

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Child Trust Fund (CTF) to Junior ISA Transfer

June 30, 2014 : 2:56 PM

The Government has finally confirmed that Child Trust Funds (CTF) will be permitted to transfer into Junior ISAs. The confirmation had been expected to come in the recent Autumn statement, but was disappointingly omitted. However George Osbourne said the transfers … Read more

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How to invest for income in retirement

June 23, 2014 : 9:57 AM

Investing for income in retirement is something many of us will do Regardless of the way in which we choose to invest to generate an income for us in retirement, we should all stick to some basic principles. I should … Read more

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How to Make the Best Investment Portfolio

June 16, 2014 : 5:41 PM

A lot of investment portfolios can easily be made better. So many of you out there will have ISAs, Pensions, Endowments, Savings Plans etc. that you started a long time ago but have never really assessed them since. The investment … Read more

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Why Invest in Funds v Shares

June 9, 2014 : 7:30 AM

I come across a lot of portfolios that have invested in individual shares. Typically these will have been held with a stock broker or discretionary manager (pretty much the same thing) in the past. I thought it might be useful … Read more

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Active V Passive Investing

June 2, 2014 : 7:33 AM

So many investors enjoy the promise of active management of their funds that passive funds, despite their lower costs, are still not preferred. I regularly attend conferences and seminars where the leading investment managers give their thoughts. Ultimately an active … Read more

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5 Tips to Save Inheritance Tax

May 26, 2014 : 6:36 AM

Inheritance Tax consequences are still vastly under estimated Spending your whole adult life accumulating assets and creating wealth for yourself and your family is a very natural thing to do. After you have made maximum use of those assets it … Read more

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