Fees & Charges
At Investor Profile we take a fundamentally different approach to charging. We charge what we think our clients want to pay.
What most firms do is charge what they think they should be paid, or what they think they are worth. But in reality what they are worth is simply what the client is willing to pay. We recognise this and hope you'll find our charges far more realistic in comparison to other firms.
For example and simple ISA recommendation from an IFA would normally cost you £612 for a couple, assuming 3% initial commission is taken on each £10,200 investment.
Compared to that we think £250 for a full investment report is excellent value for money!
Independent Financial Advisory Services
Description
Detail
Charge
Financial Advice Session (with a Chartered Financial Planner)
What Do I Get?
£40
Investment Recommendation Report
What Do I Get?
£250
Retirement Planning Report
What Do I Get?
£250
Inheritance Tax Planning Report
What Do I Get?
£500
Full Financial Planning Report
What Do I Get?
£750
FREE INVESTMENT REVIEW
What Do I Get?
FREE
ISA & Unit Trust Portfolio
| Description | Charge |
| Investor Profile Initial Charge | No charge. |
| Investor Profile Fund Switch Charge | No charge. |
| Investor Profile Annual Charge | No charge is made to you directly. Instead we charge the fund manager up to 0.5% from the annual management charge that they already earn and use this to provide you with a better service at no extra cost to you. |
| Fund Charges | These are fund specific. Please click here for further details by selecting your chosen account and the individual fund. |
Transact Wealth Management Portfolio
| Description | Charge | ||
| Investor Profile Initial Charge Transact Initial Charge Transact Initial Charge (£1m+) |
No charge 0.2% 0.1% |
||
| Investor Profile Switch Charge Transact Switch Charge Transact Switch Charge (£1m+) |
No charge 0.2% 0.1% |
||
| Portfolio Value | Investor Profile | Transact | |
| Transact Annual Fees (for portfolio’s over £600,000 in value) |
£1.2m+ | 0.17% | 0.09% |
| £600,000-£1.2M | 0.17% | 0.24% | |
| £0-£600,000 | 0.17% | 0.39% | |
| Investor Profile & Transact Annual Fees (for portfolio’s up to £600,000 in value) |
£300,000+ | 0.17% | 0.39% |
| £180,000-£300,000 | 0.27% | 0.45% | |
| £60,000-£180,000 | 0.37% | 0.51% | |
| £0-£60,000 | 0.47% | 0.60% | |
*100% of all fund manager commissions, both initial and annual, are rebated back to your client account. Additional fund manager discounts are also negotiated for further cost savings.
**Clients may link accounts to aggregate the value of their portfolios and benefit from the discounts detailed baove.
